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A crash course in changing the world.
Future of Money - Learn
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LEARN 5
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Your objective: What breakthrough solution will change the future of money forever?
Meet Prema Salgaonkar. She's helping invent the future of money in Mumbai.
Every day, as part of a program called Mahila Milan (or “women together”), Prema visits more than 450 households in Mumbai's Dharavi slum in order to conduct face-to-face "micro-savings" transactions.
On any given day, up to 150 of the women she visits will deposit a small amount with Prema — anything between 5 to 200 rupees. Over time, these small daily savings help the women plan a better future for their families. And it's not just happening in Mumbai — nationwide in India, more than 60,000 women have joined the Mahila Milan network.
Micro-savings is just one big idea that may change the future of money forever. Social innovators around the world are designing many more kinds of ways to trade, save, barter, earn, purchase, and invest.
Your mission this week: Uncover the creative solution that YOU think will have the biggest impact on the future of money.
Here are some places to start your investigation:
Who else has a truly creative idea for solving the water crisis? Find a great, big idea and share it with the EVOKE network.
The Future of Money
Do-It-Yourself Currencies
World of Good Markets
The Future of Barter
Local Exchange Trading Systems
Community Currencies in the U.S.
You might find more ideas by searching for "alternative currency", "community bank", "virtual currency", or "social banking". Good luck!
Your objective:
What creative solution do you think will make the biggest change in how we use money in the future? Pick your favorite experiment and tell the EVOKE network why you think it will change the world.This objective is worth +7 knowledge share.
Get credit for your evidence! After you submit your evidence in a blog post, photo or video, go to the newly posted evidence page and log your evidence for this objective. Then you'll receive credit on your profile page!
Comment
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Comment by Christpher Sprung on November 6, 2012 at 10:05pm
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My favorite idea was PayPal because so many people are on Twitter or Facebook and there would be money going from person to person so fast.
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Comment by Ellie Addington on November 6, 2012 at 2:30pm
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What if you could send money through facebook or twitter? One typo gave Michael Ivey a great, inovative idea that could change the way economies work! Some day every one might just follow stores that they like and just pay them through twitter!
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I think micro-savings will save the world the most because it focuses more on future america.It also is trying to come up with more ways to purchase things which is very important to people in america because people shop at stores everyday.
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Comment by Julia Sherrill on November 5, 2012 at 10:24pm
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15,000 users have been using PayPal, an easy way to give money. I think that this idea will hopefully spread and become more and more popular by later years, like 2020.
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A simple typo gave Michael Ivey the great idea for his own company. What if you could send money over twitter? Or facebook? I think this is an extrodinarily innovative idea, and would spread like wildfire. It would make things easier, and perhaps even more efficient.
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I think the DIY Currencies is a great idea because it small companies the opportunity to expand and it gives everything its own feel. The down side is that you would have to have a lot of money in a lot of places.
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Comment by Elena M on May 30, 2012 at 12:46pm
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I think the micro credit programs are a great step towards more independence for women! A big step could be made towards the equality of women and men, what in many countries in the world is not yet state of the art!
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Comment by Daniel Stöckle on May 26, 2012 at 5:54pm
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M-Pesa in Kenya was and still is a great success. It revolutionizes the use of money, because there is no cash involved and it's all more personalized.
It's also a disruptive technology, because it's taking away the middle man in the payment processes (--> the bank) Payments get more easy and direct. The value of the amount is not important.
read more here: http://en.wikipedia.org/wiki/M-Pesa
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Comment by Claudia Siatkowski on May 24, 2012 at 3:47pm
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LEARN 5
By reading some articles about money and alternative systems of currency I found a really fantastic example which shows the improvement of a town from third world to a first world city. The talk is of Curitiba , the capital and largest city of the southeastern Brazilian state of Paraná.
The story of Curitiba in Brazil illustrates how the introduction of a complementary currency was able to help a developing and impoverished city leverage its untapped resources to creatively solve a host of challenges and support environmental clean up, job creation and city restoration.
Jaime Lerner, who became mayor of Curitiba in 1971, did not have funds to apply customary solutions, he had to think about a different way to save the future of the city.
What Curitiba did have was an abundance of food supplies owing to the fertile lands and tropical climate of southeastern Brazil. It also had a municipal bus system that was underutilized, with many favelaresidents unable to afford public transportation. Mayor Lerner made use of these local resources to help resolve Curitiba’s urban issues.
Large metallic bins were placed at the edge of the favelas. Anyone who deposited a bag full of pre-sorted garbage received a bus token. Those who collected paper and cartons were given plastic chits, exchangeable for parcels of seasonal fresh fruits and vegetables. In addition, a school-based garbage collection program supplied poorer students with notebooks. The bus tokens were soon accepted at local markets in exchange for food.
The many initiatives—environmental cleanup, city restoration, job creation, improved education, disease intervention, hunger prevention—were each tackled without having to raise taxes, redistribute wealth, issue bonds, rely on charity or obtain loans from the federal government or organizations such as the World Bank and the International Monetary Fund (IMF).
In Conclusion I would say that these system of complementary currency could be an option for other third world cities or even countries as well. Therefore some bureaucracy is of course necessary, but Curitiba shows the success if a city and its major are prepared to change a not working system to a better future.
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LEARN 5
Environmental Prize worth 350,000 Danish kroner awarded this year for the 16th time and theme of the price is green asset management. Environment Prize 2010 awarded to a Nordic company, organization, a media or a person in an exemplary manner to directly or indirectly affect the financial markets, asset management industry, banks or consultants to work long term and integrate sustainability into their asset management.
The jury of Environmental Prize selects and publishes award winner at its meeting in Copenhagen on 25-26th May The prize is awarded during the Nordic Council Session in Reykjavik in the fall.
Nature and Environment Prize is one of the Nordic Council's four awards - the three others are in literature, film and music. Environment Award went last year to the Swedish school activities 'I Ur och Shed' which is based on the idea that children in schools and kindergartens staying as much as possible out in nature.
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LEARN5
Agenda 21 is a fund that gives out a speciel ammount of money to "green ideas" Everyone can apply, and then Agenda 21 picks out the best ideas, and support it.
The fund supports projects that: increase the recycling, minimizes pollution, promotes environmentally friendly traffic, protects and promotes a diverse flora and fauna and enhances our recreational life conditions.
Its a relly good idea! :)
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Comment by Chengyuan High School on May 19, 2010 at 2:47pm
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It's a good idea that the micro-saving become our new currency.I believe it will be more convenient for our lives.
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Comment by Marko Kolovrat on May 18, 2010 at 7:09pm
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LOVE this mission it has alot to do with my evokation!!
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Comment by Tiana Taylor on May 10, 2010 at 9:21pm
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How I believe people should save money is placing X amount of money into a savings account that they don't touch for Y amount of years, allow it to increase in interest and have it to fall back on in case of emergencies or to give to their children.
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How I believe people should save money is placing X amount of money into a savings account that they don't touch for Y amount of years, allow it to increase in interest and have it to fall back on in case of emergencies or to give to their children.
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Comment by Neon White on May 8, 2010 at 4:14pm
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I think replacing fractional reserve banking with currency based on energy is the way to go. Money is already energy, it just makes sense to use terms of energy to define it.
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Comment by Kelsie O. on May 5, 2010 at 2:30pm
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since im only 13 years old, i dont kno a wh*** lot about the money problems that we have.. but i can kinda get an idea from my parents having problems and always talking about money.
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Where can I tell about my experiment?
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I think that now in this day and age people take money for granted so much . they use it and abuse it . Much like we use and abuse many other things.What will the future of money be . I dont know think it will be paper anymore . I think it will be all computer credits or something like that . maybe like the same kind of thing facebook has in its games , you get so many credits/coins for doing something . I think in the future paper is going to be like non exsistnt .
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Comment by Niraj Prasad Koirala on May 3, 2010 at 7:52am
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Money is vital key for sustaining the livelihoods of peoples in this capitalistic society.Those who are rich have more money and those who are poor do not have more money.Due to overgrowing population the value of money has been declining as compared to that of the materials especially in poor nations.As a result there is war between the rich and poor for money.However the wars are not affected on which format the money is utilized.So I think we should primarily focus on reducing the inflation rather than making the different forms of money.Otherwise a situation that will lead to the destruction of this capitalistic society is sure to come.
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