"I love that you've brought this to attention. An extensive database of uncommon but resistant and hardy plants/foods could be developed and organized by climate. Ease of growth and processing should also be taken in to account. I will try to…"
A crash course in changing the world.
CRUNCH DOWN BY 2020
ECONOMIC DOWN-TURN
THE RISE IN FOOD PRICES.
THE RECESSION WOULD SHRIVELED THE INCOME OF MILLIONS. IT WILL PUSH UP THE PRICES OF FOOD,PETROL,MEDICAL AID,SCHOOL FEES,RENT AND OTHER RELATED ESSENTIAL NEEDS AND WANTS.
BECAUSE OF THE SHIFT IN ECONOMY BY 2020, 'DOWNWARDS', MAJORITY OF PEOPLE WOULD DEMAND LOANS TO MAKE A LIVING. THE RESERVE BANK WOULD RAISE THE REPO RATE TO MEET THE HIGH DEMAND OF FUNDS BY BANKS. BECAUSE OF THE RAISE REPO RATE, BANKS WOULD DIRECTLY INCREASE THE INTEREST RATE, BANK CHARGES AND OTHER BANKING COSTS. CENTRAL BANK AND LOCAL BANKS WORK HAND IN HANDS, AND THERE IS A DIRECT PROPORTION OF INTEREST, WHICH LIVES INDIVIDUAL HUMANS IN DEBTS THAT ARE NOT AFFORDABLE TO BE PAID OUT.
PRIVATE HOUSEHOLDS WOULD USE MORTGAGE BONDS TO PAY THEIR RENTS FOR PROPERTY. OTHER INDIVIDUALS WOULD SELL OUT THEIR PROPERTIES. HOW CAN PEOPLE SURVIVE UNDER DEBTS BY 2020? TEN STEPS TO DEBT FREE BY 2020: 1] DON'T IGNORE THE PROBLEMS
EVEN IF YOU ARE ONLY R500 SHORT EVERY MONTH, ALARM BELLS SHOULD BE RINGING.
2] DON'T INCUR MORE DEBTS
Close the accounts that a source of temptation and work on reducing the debt that you already have
3] Set yourself a deadline
4] Draw up a budget so that you know exactly where you stand
-Income and Expenditure
-Variable Exp and Fixed Exp
5] Make a 3rd list of your debt
6] Start making changes
7] Make a proper plan to pay off your list of debts
8] Negotiate with your Creditors
9] Try to earn extra income
10] Once you have paid off your debt, stay out of debt
-Don't spend what you don't have. Live within means.
-Gratification
-Don't stand surety for other people
During that period, a big number of people can appear on the list of the Credit Bureau.
Views: 21
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Comment by Bongumusa on April 1, 2010 at 1:15am
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Monet circulate, therefore you don't have money if you don't save. How can you save money during tough times of economy?
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Thank very much with that source. The Accountant is correct in his ideas and opinion regarding avoiding debts. "TAX THE RICH!"-IT sound good. We must not tax necessities, e.g. food which is mostly demanded and affordable by the poor.
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Comment by Shakwei Mbindyo on April 1, 2010 at 9:05am
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+1KS. Live within your means.
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Comment by Ternura Rojas on April 2, 2010 at 11:32am
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Very good Bongumusa, I think will start doing this today, please guys do not wait ten years to STOP CONSUMERISM, it has to stop now. T
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Comment by Riko Kamachi on April 3, 2010 at 5:34pm
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Some very good tips! Thank you!
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