Urgent Evoke

A crash course in changing the world.

EVOKE@Kiva Update: I'm turning into a Kiva addict!

Issue #1 | Issue #2

Since starting a lender team for EVOKE agents on microloan web site Kiva, I've been quite busy researching into the microloan project. If you are interested in microloans and/or already a member of Kiva, hopefully the following information will be of interest to you.

About Our Team

So far we have five members of our lender team at Kiva and I would like to thank everyone who has signed up as a team member. I really hope that together we can make some real change by investing into developing economies.

If you make a loan on Kiva, please make sure to select 'Urgent EVOKE' as the team you wish your loan to count towards! Please also blog your loan on Urgent EVOKE to spread the word. If you would like to, use the tag "EVOKE@Kiva".

Team News

The first loans from our team have already been made on Kiva!

I chose Edward B. Sesay's Group in Makeni, Sierra Leone.

Photo from Kiva.org

Mr. Sesay is the spokesperson of a group of teachers at a primary school in Mabonkani village. The school was founded in 1972 by the Wesleyan Church of Sierra Leone and currently has eight teachers and 318 pupils from Mabonkani and the surrounding villages. The loan will go to pay for school fees for children, furniture, plots of land, house-building materials and investments. As I write the loan has been fully-funded and I will post when I receive any news.

Featured Loan

I would like to put forward a recommendation for anyone on EVOKE who is interested in making a loan and hasn't done so yet.

Photo from Kiva.org

The Creciendo En Fe 1,2 Group is requesting a loan for the purchase of medicine supplies. Its leader Maria runs a pharmacy in the slums of Santo Domingo in the Dominican Republic. In this area crime is a serious issue and supplies of running water and electricity are unreliable. Maria lives in a simple structure here with her partner and child. The loan will be invested in the purchase of medicines for colds, fever and diarrhoea, and Maria hopes to use the profits towards buying her own home.

Urgent EVOKE@Kiva: http://www.kiva.org/team/urgent_evoke

Views: 202

Comment by Riko Kamachi on April 6, 2010 at 6:10pm
Thing is, people won't donate the amount of time that's needed. Who's to say they don't plough a good portion of their wages into Kiva itself? But I seriously doubt that asking someone to work unpaid for a month is fair. They no doubt need their wages to pay their mortgages, medical fees and bring up their kids the same as anyone else. It's fair to get paid for the work you do.

And yes, I share your disdain of politicians :P

Times are hard I guess - I can imagine Kiva's quite an expensive thing to run, supporting people travelling around the world constantly. I haven't seen any info about Kiva wages, but I seriously doubt that they're extortionate. I've been involved in charity work and seen that wages in general tend to be terrible.
Comment by Peggie Scott on April 6, 2010 at 7:26pm
Lynn, May I suggest hat you read the stats on employee wages at Kiva. I think you'll be surprised. Remember too that Kiva is not about creating dependency on handouts but about allowing a person to build a business and dignity at the same time.
Comment by Peggie Scott on April 6, 2010 at 7:29pm
Lynn, sorry. Not only did I post twice but I forgot that this statement only comes up hen someone makes a loan.

From the Kiva site:
"Kiva is a grassroots project started by a team with a big idea: one-to-one, real-time lending to the poor via the Internet. Currently, we take no cut of the loan you make through our site -- 100% goes to the entrepreneur. We suggest a 15% donation, in addition to your loan, to help us cover our costs. Kiva is a 501(c)(3) nonprofit and your donation is tax-deductible for US taxpayers."
Comment by Riko Kamachi on April 7, 2010 at 8:40am
@Richard: *resists the urge to yell 'Girl Power!'* Maybe it has something to do with the maternal instinct? Though all power to Ms. Sirleaf, I didn't know that she was the only female head of state in Africa. A truly inspirational story - she must be so strong.
Comment by Floatstone on April 7, 2010 at 8:56am
@ a.kinsara:
Addicted to moderation?... ;)

I think Riko is right in stating that people should get paid for what they do.
Wages are one way to get satisfaction about energy given.
If people would be freely giving their time to causes they care about then the future of money would be solved right then and there. : )
As for now, I feel I should be paid for what I do professionally and the people at KIVA should be paid for what they do professionally. After all, the people receiving loans through KIVA get paid for what they do professionally.
Comment by Mike Matessa on April 7, 2010 at 3:22pm
I've started lending with the EVOKE@Kiva team: http://www.urgentevoke.com/profiles/blogs/kiva-prossy-namutebi-guzibwa
Comment by Christian Brumm on April 9, 2010 at 8:16am
Thanks for sharing I did not know about mircofinance. Looking forward to find out, at first it sounds like a superior concept to pure donations.
Comment by Riko Kamachi on April 9, 2010 at 7:15pm
@Mike: Awesome!

@Christian: Feel free to ask any questions here, there are several people ready to answer them :)
Comment by Canzonett on April 18, 2010 at 5:49pm
After taking a look at the KIVA website, I am still stunned by this brilliant project. What a great initiative to start an EVOKE group there. I will check out possible projects and join when I have decided on one!
Comment by Douglas DiCicco on April 18, 2010 at 11:53pm
For those who are interested, we now also have an EVOKE group at Vittana, www.vittana.org. Vittana is a very similar organization to Kiva, only they use microloans to finance student loans in the developing world. If you're interested in promoting education and in the greater potential of microfinance, check it out and join!


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