Urgent Evoke

A crash course in changing the world.

Yesterday I've got a little tax return for 2009, cca. 115$. I was thinking what to do with it and I decided to join Kiva and lend this money to people who need it much more than I do.

So, I've opened a Kiva account (very simple) and a Pay Pal account to put money on my Kiva account (also very simple).

I've decided to split 100$ between four entrepreneurs I've chosen out of 2000 applicants. Deciding who should get it was a really hard job, I guess the future will tell if I put it in the right hands.

First lady Maria Cristina Valdivia Hurtado runs a small bakery in Condega, Nicaragua. She asked for a loan of 300$ to purchase flour and sugar and to expand her business. She runs this business for 15 years, she works six days a week, every day from 6 a.m to 5 p.m. She is a single mother and pays education for her two children. This is her 7th micro loan already and with my contribution today is already fully funded.

The other three entrepreneurs I've chosen still haven't been fully funded, so maybe I'll inspire you to lend some money to them too :)

Anna Akinyi Opiyo from Kisumu, Kenya runs a small basic restaurant since 2000. She asked for a loan of 275$ to increase her stock and expand her business to realize her dream that her family will have their own home, so she will no longer have to pay the rent and therefore she'll be able to save money for education of her four children. She still needs 175$ to start realizing her dreams.

Jonas Dufitumucunguzi from Rwanda runs a small shop with basic goods. With the loan of 875$ he wants to expand his business through adding foodstuffs to his shops like rice, sugar, potatoes, beans, ... With this additional goods Jonas hopes to earn more profit and expand his business to create more jobs for the people from his community. He still needs 425$ to get a loan.

Fumi Olorunkosebi from Nigeria runs a computer centre where she renders computer services to her customers. She dreams of owning a computer school for children one day. Fumi also sells stationery at retail prices. She has been in these businesses for a long time and she uses her experience in business to
attract and retain more customers. With the loan of 550$ she will purchase more stationary to sell. She still needs 125$ to get a loan.

The last 15$ I've donated to Kiva team, because I respect that they don't charge any administration costs on the money you lend.

I've also joined an Urgent Evoke team on Kiva, 5 members until now, but rising :)

I'm looking forward in re-investing this money after hopefully this entrepreneurs will pay back their loans.






Views: 73

Comment by Riko Kamachi on April 3, 2010 at 2:06pm
What an amazing thing to do with a tax return! I also love the ones you've chosen. I read an update on Kiva that the laws of Nicaragua are making it difficult for entrepreneurs there to request loans - http://fellowsblog.kiva.org/2010/04/02/what-is-it-girl-whos-in-trou... - so it's even better that one of yours is going there :)
Comment by Elastika on April 3, 2010 at 2:09pm
Aha, that explains why so many people from Nicaragua ask for loans on Kiva.
But it's so hard to choose who are you giving your loans, isn't it ...
Comment by Riko Kamachi on April 3, 2010 at 2:16pm
*nods* took me forever, I ended up dividing the results by location and topic to get the one I picked first, hehe. I've gone for all educational loans so far.. I'm not able to give so many so I can't wait for these to be paid back so I can donate to some more :P
Comment by Elastika on April 3, 2010 at 5:41pm
It's interesting how fast the loans are fully funded. At the end of the day just one loan isn't fully funded. Fascinating! A lot of kind givers out there I guess :)
Comment by Riko Kamachi on April 3, 2010 at 5:47pm
I know! I was surprised how fast the teachers one was fulfilled, I looked at it then about half an hour later it was done! I'm wondering whether we can all target the same big one, or maybe even the ones that are running out of time :)
Comment by Elastika on April 3, 2010 at 6:56pm
this is a good idea, Riko!

PS: I see our plan worked ;)
Comment by Alberto Cottica on April 4, 2010 at 2:01pm
Well done! I really like the idea of an EVOKE team on Kiva.
Comment by Jeremy Laird Hogg on May 3, 2010 at 7:09am
I've got a kiva loan going too. I was amazed at the ease, lowness of risk, and the bare fact that your money comes back to while doing some good while away!

http://www.urgentevoke.com/profiles/blogs/microloan-to-maria-ssebagala

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