This new bank keeps track of goods and skills offered to receive those goods. A person is able to "deposit" the skills used to help neighbors in their community and in return, the person can "withdraw" goods that are needed for the week. For example, a person cut and styled another individual's hair. That counts as a deposit into the bank and can be exchanged for food or yard work that needs to be done. This bank controls the amount of goods withdrawn from the bank in order to protect from excessive use of one particular good. For instance, people are not allowed to "withdraw" more bread than they need. This prevents waste and greed in the community.