Its January 1st, 2020, and a revolution is quietly happening around the world. Local, reserve currencies, backed by grain and other stored food reserves, have finally been opened in every country on earth. The "Real Money Bank", a not for profit dedicated to starting local reserve currency banks across the globe, has finally realized its goal of providing access to "Real Money" for all the world's peoples.
It wasn't easy. At first, all the national banks and federal reserves opposed it. However, their model of inflationary fiat currency and their extractive financial industries had created a cancerous growth mechanism at the root of all capitalism. Instead of depending on natural abundance, their model relied on scarcity and inorganic growth. The pressures of having to constantly expand forced companies to make poor decisions, forced governments to keep investing and investing and investing into the financial sector, hoping to prop up struggling banks unable to meet earnings forecasts.
Eventually, the system collapsed. Panic spread at first, until people woke up and realized that those empty dollars and euros didn't actually have any inherent value. Instead, they rediscovered real value, the food, the energy, the goods and services people created. Instead of enslaving and exploiting people and the planet to meet unnatural expectations, they needed a system that could allow people to conduct business and invest without kowtowing to a leechlike financial sector.
That was when the "Real Money Bank" emerged. They partnered with a global network of time banks that were allowing people to exchange services for services, and supplied the much needed missing link of allowing people to exchange goods as well. The Federal Reserve tried to stop them, but when banks gladly exchanged their "real money" for hyper-inflated dollars so that taxes could be paid, discerning civil servants decided to support instead of attack this important movement.
Before long, "Real Money" had been adopted throughout the Americas. Businesses liked it because it meant higher velocity of trade; with no incentive for people to sit on money, they reinvested it and spent it on goods as quickly as they could. Economies that adopted "Real Money" saw huge gains in investment in all sectors outside of the already collapsed financial sector, and quickly other countries adopted similar plans to keep up and stay competitive.
Now all world citizens have access to a currency that has real value, just not permanent value. Use it or lose it!