It was 10am in the morning, at New York City. The year is 2020.
I am standing at the lobby of a research institute. It is the day of the release of the newest form of money. It is a curious little device and it is said that it would definitely be ubiquitous from the very moment it is release.
Named the BioMoney Chip, this newest form of money is a nano-sized device that can be embedded into the human body itself. It would be operated by voice command, where one would only have to say the amount to be debited and credited and the chip will pick up the voice signal. The chip will register the amount and add or deduct accordingly. Then, the person with the chip can use the amount inside it to have an exchange of goods or services. In a nutshell, it is an internal bank built to last as long as our bodies last.
Example: When it's payday, the boss meet John and say "Add XXX amount to John". The chip would register the command and add accordingly.
When John is buying stuff, all he need to do is say: "Transfer XXX amount to Andy for the stick of gum". The chip would register the command and link up with Andy's chip and transfer the amount.
This system is based on trust and integrity. All the amounts in the chips in everyone will be kept in a supercomputer that is located at moon, which sends the data and information regarding the transfers using satellites. If anyone is caught cheating, the ABCP (Anti BioMoney Cheating Police), formed from elite law enforcers in the world, will punish them harshly. The ABCP are selected using an extremely rigorous process and trained in all kind of moral teachings and martial arts. If an ABCP agent is caught cheating, he would be punished with exile to Mars, with all the basic necessities of life for 100 years, where he would live alone for the rest of his life.
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