A crash course in changing the world.
M-Pesa in Kenya was and still is a great success. It revolutionizes the use of money, because there is no cash involved and it's all more personalized.
It's also a disruptive technology, because it's taking away the middle man in the payment processes (--> the bank) Payments get more easy and direct. The value of the amount is not important.
read more here: http://en.wikipedia.org/wiki/M-Pesa
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