A crash course in changing the world.
I think that currency will go the direction of electronic transfer to the point that those transactions will be immediate and basically unseen by the consumer. I'm not thinking that its my favorite plan, but its what I see coming.
I find it interesting that so many of the people discussing the US use the example of falling use of credit cards as a reason why things are about to change. I think that isn't necessarily the case. Most of the people I know are paying off their credit cards and just not using them. They are moving back to cash. Why? To control their spending.
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